Financial Institutions

Business Services Offered
Business Names	SBA 7a or 504 Loans	Minimum Loan Amt.	Other Small Biz Loans	Credit Score Min.	Min. Equity or Collateral	Other Lending Criteria	Cash Mgt. Srvc.	Online/ Phone Banking
US Bank Rdmd 548-1123 Bend 388-8762	SBAExpress Community Express Patriot Express 7a 504 Commercial Real Estate	$10,000	Term, LOC for Express loans Term for 7a and 504	Flexible	25% for Express loans 10% for 7a and 504	Cash Flow and Equity	Yes	Yes
Bank of the Cascades 617-3500	7a,504,SBA Express, Patriot Express	$5,000	Term,LOC,Comm RE	Flexible	Varies by loan program 0-20%	Cash Flow, experience,equity	Yes	Yes
Community First Bank 323-6820	7a &504	No	B&I Loans Term,LOC, Owner occupied RE	Flexible	Varies by program	Cash Flow, Equity,Experience, Tangible collateral	Yes	Yes
Central Oregon Intergov Council 548-9541	504, Start-up Loans	$35,000	Term	Flexible	Flexible	Cash flow to repay loan	No	No
Columbia River Bank 322-4200	7a & 504	$5,000	Term, LOC, Com RE	Flexible	Flexible	Flexible	Yes	Yes
Community West Bank 382-2701	7a & 504	$250,000	Conv Com RE	680	10%	Experience	No	No
Evergreen business capital program www.evergreen504.com	504		Term
Liberty Bank 382-3702	504	Flexible	LOC, Term, Com RE	Flexible	Flexible	Cash Flow to repay loan	Yes	Yes
Oregon Economic & Community Development 503-986-0123	Various loans	varies	Term - max 5 yrs	Flexible	20% equity, 100% collateral	Any 2 - In biz less than 3 years, $100k or less revenue, Disabled	No	No
PremierWest Bank Bend 330-8806 Rdmd 923-8638	7a, 504, Express	No	Term, LOC, Com RE	Flexible	10% to 30%	Equity, Cash Flow	Yes	Yes
Shorebank Ent Cascadia SBPAC.com	Start ups, etc - non-traditional	$5,000	Real Estate	Flexible	Flexible	Cash Flow	No	No
Sterling Savings Bank 312-2505	7a & 504	Flexible	LOC, Term, Comm RE, Const.	Flexible	Flexible	Cash Flow	Yes	Yes
Umpqua Bank 312-4800	7a, 504, SBA Express, Patriot Express	$10,000	LOC, Term, Comm RE	Flexible	Varies by program	Cash Flow, Industry Experience	Yes	Yes
US Dept of Agriculture & other funding options Rdmd 923-4358 x:125	Ag related loans, Other guaranteed loans, Other loan programs - call Curt Dixon
Wells Fargo 388-0537	7a, 504, Express	$5,000	Term, LOC	Flexible	10% to 30%	Down payment req'd	Yes	Yes

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